Life Insurance Planning

Use this calculator to help you determine how much life insurance protection you may need.


Debt Payoff
How much money is needed to pay off the mortgage, car loans, credit cards, student loans and other debts?
Total Debt
Income Replacement
How many more years do your dependents need to rely on your income?
Current Annual Income
Number of Years
How much money is needed for your beneficiaries to complete their education?
Annual Expenses
Number of Education Years
Number of Beneficiaries
Final Expenses
How much money is needed to pay for medical, legal and funeral costs, including burial or cremation and other services?
Final Expenses
Additional Expenses
Existing Benefits
What is your estimated amount of Social Security survivors benefits?
Monthly Benefit
Number of Benefit Years
Investment Assets
What are your estimated after-tax assets? This includes savings accounts, retirement plans, stocks, bonds and annuities.
Estimated After-Tax Assets
Existing Life Insurance
What is the current amount of insurance you have through your employer and your individual life insurance policy(s)?
Current Amount of Life Insurance

This information is intended to help you analyze your financial needs, based on the information you provide. This service shall not imply that the company assumes any fiduciary duties. In addition, such service should not be relied upon as the only source of information.

Not a bank or credit union deposit or obligation Not insured by and federal government agency
Not FDIC or NCUA/NCUSIF insured Not guaranteed by any bank or credit union May lose value

Copyright © 2004 - 2016 Symetra life insurance is issued by Symetra Life Insurance Company, 777 108th Ave NE, Suite 1200, Bellevue, WA 98004, and is not available in all U.S. states or any U.S. territory. Symetra Life Insurance Company and Symetra Financial Corporation do not solicit business in the state of New York and are not authorized to do so.

In New York, life insurance is issued by First Symetra National Life Insurance Company of New York, New York, NY. Mailing address is PO Box 34690, Seattle, WA 98142.

Guarantees and benefits are subject to the claims-paying ability of the issuing life insurance company.

Symetra Life Insurance Company and First Symetra National Life Insurance Company of New York are subsidiaries of Symetra Financial Corporation. Both subsidiaries are separately responsible for their own financial obligations.